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236
Arohan Annual Report 2023-2024
Chairman’s Address
12
Founder & Group Chairperson’s Address
14
Managing Director’s Address
16
Corporate Information
20
Growth through the lens of Sustainability
22
What Drives Us? - Our Mission, Vision and Values
22
Business Verticals
24
Our Product Offerings
26
ESG Focus
28
Geographic Footprints
30
Strong Corporate Governance
32
Board of Director’s Profile
32
Management Profile
36
Investor Profile
40
Management Discussion & Analysis
42
Lending to Millions
42
Progressing with Purpose
46
Enhancing Efficiency
56
Pioneering Lending Solutions
62
Safekeeping the Trust
66
Building a Culture of Respect
72
Board of Director’s Report
84
Annexures to Director’s Report
93
Independent Auditor’s Report
122
Financials
136
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