Our Prodcuct Offerings Arohan empowers its expanding clientele with a diverse array of financial solutions tailored to meet their evolving needs. From income-generating loans to versatile household product financing options, the Company’s credit solutions cater to various facets of our customers’ lives. Complementing these offerings are our non-credit products, which encompass comprehensive Life and Non-Life insurance covers provided through strategic partnerships with leading Indian insurers. Moreover, we facilitate access to an assortment of lifestyle enhancement products, including but not limited to mobile phones, refrigerators, pressure cookers, televisions, mixer grinders, induction cooktops, energy-efficient bulbs, microwave ovens and air coolers. In alignment with our commitment to fostering financial inclusion, Arohan extends its support to the microfinance ecosystem through term loans to small Micro-Finance Institutions, enabling further outreach to underserved communities. Additionally, the Company empower micro-enterprises with flexible working capital solutions, ranging from INR 50,000 to INR 5,00,000 to fuel their growth and success. At Arohan, we strive to be a catalyst for positive change by providing holistic financial services that empower individuals and enterprises alike. NAME CUSTOMER PROFILE LOAN SIZE LOAN TENURE Saral Catering to women residing in low income areas, generally involved in trade & services. INR 25,000 – 1,00,000 24 - 30 months Micro Enterprise Loans Loans to address the working capital needs of small businesses operating out of authorised market places or clusters of shops organised under a trader’s association. Includes predominantly male customers. INR 50,000 - 5,00,000 18 - 30 months NAME MAXIMUM AMOUNT OF LOAN / CREDIT LIMIT / INSURANCE COVERAGE LOAN TENURE Cross Sell Products Upto value of active Primary Loan Disbursement amount associated with customer, in any given cycle 03-24 months NAME CUSTOMER PROFILE LOAN SIZE LOAN TENURE ArohanPrivilege Digital Lending Gold standard Microfinance customers INR 5,000 - 75,000 05-30 months CORE PRODUCTS SECONDARY PRODUCTS DIFFERENTIATOR SERVICE 15 | Annual Report 2023-24
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