Promoter’s Address Annual Report 2023-24 | 4 and Chief Risk Officer - Ranjan Das are the leadership bull wark that has supported our Managing Director Manoj Nambiar to build Arohan into a world class institution. Our shareholders who have stuck with us through ups and downs and supported us while dealing with large and small disruptions. Their support and encouragement have allowed Arohan to scale new heights and deal with the toughest of times. Last but certainly not the least – millions of our microfinance borrowers who have given us the privilege of serving them with our products and services amongst so many other options available to them As promoter we aspired to build an institution on four pillars of transparency, governance, ethics and impact while delivering commercial returns and our commitment is best represented in the financial results presented in the annual report. Before I end, I wanted to thank our Chairman and Independent Directors who have selflessly contributed in helping us build a credible ethical and transparent institution. Warm Regards, Vineet Chandra Rai Founder and Chairman Aavishkaar Group
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