Index Chairman’s Address 01 Founder & Group Chairperson’s Address 03 Managing Director’s Address 05 Corporate Information 09 Growth through the lens of Sustainability What Drives Us? - Our Mission, Vision and Values 11 Business Verticals 13 Our Product Offerings 15 ESG Focus 17 Geographic Footprints 19 Strong Corporate Governance • Board of Director’s Profile 21 • Management’s Profile 25 • Investor Profile 29 Management Discussion & Analysis • Lending to Millions 31 • Progressing with Purpose 35 • Enhancing Efficiency 45 • Pioneering Lending Solutions 51 • Safekeeping the Trust 55 • Building a Culture of Respect 61 • Board of Director’s Report 73 • Annexures to Director’s Report 82 • Independent Auditor’s Report 111 • Financials 125
RkJQdWJsaXNoZXIy NTE5NzY=