Arohan Financial Services Limited | Annual Report 2022-23

Chairman’s Address 14
Founder & Group Chairperson’s Address 16
Managing Director’s Address 18
Corporate Information 22
Amplifying opportunities through unique differentiators 24
Engines of Growth 24
Products & Service Offerings 26
Value Creation 28
Our Growing Geographic Presence 30
Strong Corporate Governance 32
Board of Director’s Profile 32
Management Profile 36
Investor Profile 40
Management Discussion & Analysis 42
Navigating the Sky 43
Navigating the Roads 49
Navigating the Mountains 59
Navigating the Horizon 63
Navigating the Sea 69
Navigating the Desert 75
Director’s Report 84
Annexures to Director’s Report 93
Independent Auditor’s Report 117
Financials 132

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