Arohan Financial Services Limited | Annual Report 2022-23

Product Category Name of Loan/ Product Maximum Amount of Loan / Credit Limit / Insurance Coverage Term (Months/Week) Insurance (offered through tie-ups with certain Indian insurance companies) Insurance (offered through tie-ups with certain Indian insurance companies) Insurance (offered through tie-ups with certain Indian insurance companies) Loans to Small MFIs Term Life Insurance Health Insurance Dwelling Insurance Term Loans Coverage is equal to loan amount disbursed to customer. INR 500/ INR 1,000/ INR 1,500 per day for normal hospitalisation up to 30 days and INR1,000/ INR 2,000/ INR 3,000 day for ICU hospitalisation up to 20 days in a year. Riders include Critical Illness benefit of INR 50,000 and Personal Accident benefit of INR 100,000 or INR 200,000. Upto INR 1 lakh depending on extent of damage caused to the house INR 25 Cr Loan Term + 2 Months 12/24 Months 12 Months 12-36 Months OTHER PRODUCTS Name Customer Profile Loan Size Loan Tenure ArohanPrivilege Digital Lending Gold standard Microfinance customers INR 5,000 - 75,000 05 - 24 months DIFFERENTIATOR SERVICE Annual Report 2022-23 | 14 Amplifying opportunities through unique differentiators