Arohan Financial Services Limited | Annual Report 2022-23

187 | Annual Report | 2022-2023 Note 46: Additional disclosures pursuant to Para 19 of Master Directions - Non-Banking Financial Company - Systemically Important Non-Deposit taking company and Deposit taking company (Reserve Bank) Directions, 2016. (contd.) x) Information on instances of fraud identified during the year As at 31 March 2023 As at 31 March 2022 Nature of fraud A. Cash embezzlement No. of cases 594 282 Amount of fraud 114.07 50.93 Recovery 33.47 27.77 Amount provided for 80.60 23.16 B. Loans given against fictitious documents No. of cases 5 6 Amount of fraud 8.63 16.65 Recovery 3.11 12.00 Amount provided for 5.52 4.65 C. Others (Snatching etc.) No. of cases 25 34 Amount of fraud 15.18 25.10 Recovery 3.05 17.15 Amount provided for 12.13 7.95 Liabilities side : (1) Loans and advances availed by the non- banking financial company inclusive of interest accrued thereon but not paid (*): As at 31 March 2023 As at 31 March 2022 Amount outstanding Amount overdue Amount outstanding Amount overdue (a) Debentures Secured 30,121.39 - 28,410.70 - Unsecured 32,513.31 - 33,584.40 - (other than falling within the meaning of public deposits) (b) Deferred Credits - - - - (c) Term Loans Secured 3,09,894.37 - 2,22,730.81 - Unsecured 10,108.44 - 10,106.42 - (d) Inter-corporate loans and borrowing - - - - (e) Commercial Paper - - - - (f ) Public Deposits - - - - (g) Other Loans (working capital loan and securitisation liability) 72,404.43 - 1,19,432.20 - (*) The above figure excludes adjustments of loan processing charges Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March 2023 (Contd.) (All amounts in ` lakhs unless otherwise stated)