Arohan Financial Services Limited | Annual Report 2022-23

179 | Annual Report | 2022-2023 A) Securitisation (Contd.) As at 31 March 2023 As at 31 March 2022 (b) On-balance sheet exposures (i) Exposure to own securitisations - First loss - - - Others - - (ii) Exposure to third party securitisations - First loss - - - Others - - 5. Sale consideration received for the securitised assets and gain/ loss on sale on account of securitisation 1,55,827.81 1,67,561.87 6. Outstanding value of services provided by way of, liquidity support, post- securitisation asset servicing, etc.(*) 87,917.97 1,28,686.43 7. Performance of facility provided viz. Credit enhancement, liquidity support, servicing agent etc. Credit enhancement: (a) Amount paid 34,320.73 (19.45%) - (b) Repayment received 4,833.97 (2.74%) - (c) Outstanding amount 29,486.76 (16.71%) 32,802.30 (17.27%) Servicing agent: (a) Amount paid 1.60 1.40 (b) Repayment received - - (c) Outstanding amount - - 8. Average default rate of portfolios observed in the past in respect of microfinance loans Nil Nil 9. Amount and number of additional/ top up loan given on same underlying asset. Nil Nil 10. Investor complaints (a) Directly/Indirectly received and; Nil Nil (b) Complaints outstanding Nil Nil iv) Disclosures relating to Securitisation (Contd.) Note 46: Additional disclosures pursuant to the RBI Master Direction RBI/DNBR/2016-17/45 Master Direction DNBR. PD. 008/03.10.119/2016-17 (Contd.) (*) The total amount of securitised assets includes over collateral of ` 15,778.00 lakhs (March 31, 2022: ` 18,863.80 lakhs) B) Details of financial assets sold to securitisation/ reconstruction company for asset reconstruction Refer point number D below on details of non-performing financial assets purchased/ sold Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March 2023 (Contd.) (All amounts in ` lakhs unless otherwise stated)