Arohan Financial Services Limited | Annual Report 2022-23

145 | Annual Report | 2022-2023 Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March 2023 (Contd.) (All amounts in ` lakhs unless otherwise stated) (#) Terms of repayment of debt securities, other borrowings and subordinated liabilities as on March 31, 2023 are as follows: Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount Monthly Up to 9% 40 6,697.03 24 3,818.07 - - - - - - 10,515.10 9% to 12% 277 68,016.50 149 43,823.18 34 10,844.53 - - - - 1,22,684.21 12% to 15% 24 11,034.59 17 8,283.80 - - - - 1 2,500.00 21,818.39 Bi-monthly 9% to 12% - - 6 4,500.00 - - - - - - 4,500.00 Quarterly 9% to 12% 125 56,876.03 106 53,151.60 29 15,184.88 - - - - 1,25,212.51 12% to 15% 13 17,798.67 4 666.64 - - - - - - 18,465.31 Semi-annually 9% to 12% 5 2,780.00 1 750.00 - - - - - - 3,530.00 12% to 15% 2 3,250.00 1 3,250.00 - - - - - - 6,500.00 Annually 9% to 12% 2 3,340.00 - - - - - - - - 3,340.00 Bullet 9% to 12% 2 12,400.00 - - - - - - - - 12,400.00 12% to 15% 1 2,500.00 - - 3 15,000.00 1 2,500.00 2 31,500.00 51,500.00 On demand Variable rates - 95.46 - - - - - - - - 95.46 Monthly (*) 9% to 12% 135 72,116.94 1 23.04 - - - - - - 72,139.98 Total 2,56,905.22 1,18,266.33 41,029.41 2,500.00 34,000.00 4,52,700.96 (#) Terms of repayment of debt securities, other borrowings and subordinated liabilities as on March 31, 2022 are as follows: (*) This represents securitised liability. Notes: All the above repayments disclosed as per the contractual maturities of debt securities, borrowings other than debts securities and subordinate liabilities as gross carrying value. There have been no defaults in repayment of debentures or any instalments of term loan taken from banks and others. Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount Monthly Up to 9% 53 19,979.21 28 4,697.03 12 1,818.08 - - - - 26,494.32 9% to 12% 261 64,567.56 102 23,242.59 29 9,333.33 - - - - 97,143.48 12% to 15% - - - - - - - - 1 2,500.00 2,500.00 Bi-monthly 9% to 12% - - - - 6 4,500.00 - - - - 4,500.00 Quarterly Up to 9% 2 485.68 - - - - - - - - 485.68 9% to 12% 65 48,451.70 41 30,647.31 12 1,966.64 4 800.00 - - 81,865.65 Semi-annually 9% to 12% 10 7,077.00 5 2,780.00 1 750.00 - - - - 10,607.00 12% to 15% - - 2 3,250.00 1 3,250.00 - - - - 6,500.00 Annually 9% to 12% 1 830.00 2 3,340.00 - - - - - - 4,170.00 Bullet Up to 9% 6 5,163.64 3 14,900.35 - - - - - - 20,063.99 9% to 12% 1 1,000.00 - - - - 3 15,000.00 2 22,500.00 38,500.00 On demand Variable rates - 9,358.26 - - - - - - - - 9,358.26 Monthly (*) 10% 146 1,00,206.30 28 9,616.33 - - - - - - 1,09,822.63 Total 2,57,119.35 92,473.61 21,618.05 15,800.00 25,000.00 4,12,011.01