Arohan Financial Services Limited | Annual Report 2022-23

Chairman’s Address Founder & Group Chairperson’s Address Managing Director’s Address Corporate Information Amplifying opportunities through unique differentiators Engines of Growth Products & Service Offerings Value Creation Our Growing Geographic Presence Strong Corporate Governance • Board of Director’s Profile • Management’s Profile • Investor Profile Management Discussion & Analysis • Navigating the Sky • Navigating the Roads • Navigating the Mountains • Navigating the Horizon • Navigating the Sea • Navigating the Desert Director’s Report • Annexures to Director’s Report • Independent Auditor’s Report • Financial 01 03 05 09 11 13 15 17 19 23 27 30 36 46 50 56 62 71 80 104 119 In d e x Annual Report 2022-23