Arohan Financial Services Limited | Annual Report 2021-22

94 Annual Report | 2021-2022 DIRECTOR’S REPORT Dear Members, Your Board of Directors (the “ Board ”) takes pleasure in presenting the Annual Report of AROHAN FINANCIAL SERVICES LIMITED (the “ Company ”) together with the audited financial statements for the year endedMarch 31, 2022. In compliance with the applicable provisions of Companies Act, 2013, (including any statutory modification(s) or re-enactment(s) thereof, for time being in force) (“Act”) and the Securities and Exchange Board of India (Listing Obligations and Disclosure Requirements) Regulations, 2015 (“SEBI Listing Regulations”), this report covers the financial results and other developments during the financial year ended March 31, 2022. FINANCIAL ANDOPERATIONAL HIGHLIGHTS The financial performance of the Company is summarized below: The operational highlights of the Company are summarized below: Year ended March 31 FY 2022 FY 2021 Change (%) Total Revenue (A) 920.43 1013.68 (9.20) Less: Expenditure (B) 701.82 727.61 (3.54) Less: Impairment on financial instruments (C) 135.67 503.86 (73.07) Profit/(loss) before tax (D)= (A-(B+C)) 82.94 (217.79) 138.08 Pre-Provision Operating Profit Before Tax (E)= (C+D) 218.61 286.07 (23.58) Total tax expense (F) 21.99 (57.84) 138.02 Profit/(loss) after tax (G)= (D-F) 60.95 (159.95) 138.11 Other-Comprehensive Income (1.63) (11.94) 86.34 Total Comprehensive income for the year 59.32 (171.89) 134.51 Earnings Per Share (EPS) -Basic (in INR) 5.07 (14.56) 134.83 -Diluted (in INR) 5.05 (14.56) 134.68 Year ended March 31 FY 2022 FY 2021 Change (%) Number of branches 740 737 0.41 Number of customer (in lakhs) 19 21 (9.52) Number of employees 7,160 6,790 5.45 Gross loan portfolio (in crores) 4,122 4,648 (11.32) (INR in Crores)