Arohan Financial Services Limited | Annual Report 2021-22

218 | Annual Report | 2021-2022 Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March, 2022 (Contd.) (All amounts in ` lakhs unless otherwise stated) Particulars 1 to 7 days 8 to 14 days 15 to 30/31 days 1 to 2 months 2 to 3 months 3 to 6 months 6 months to 1 year Over 1 year and upto 3 years Over 3 year and upto 5 years Over 5 years Total Deposits (with banks) 15,081.87 14,300.00 54,834.05 3,062.24 2,875.12 997.38 6,308.08 20,142.30 2,250.00 - 1,19,851.04 Advances (Micro Finance Portfolio) 3,592.62 4,609.13 9,779.75 22,798.02 25,300.02 78,221.43 1,35,540.26 97,476.35 15,543.15 - 3,92,860.73 Advances (Other than Micro Finance) 183.84 235.86 500.45 899.09 912.70 2,283.40 3,634.95 1,297.27 1,282.27 - 11,229.83 Investments - - - - - - - - - 5.00 5.00 Borrowings 16,215.04 1,461.59 21,422.53 27,066.78 23,623.61 64,801.91 1,02,527.90 1,14,091.65 18,300.00 22,500.00 4,12,011.01 Foreign Currency assets - - - - - - - - - - - Foreign Currency liabilities - - - - - - - - - - - Note 51: Asset Liability Management Maturity pattern of assets and liability as on March 31, 2022 Particulars 1 to 7 days 8 to 14 days 15 to 30/31 days 1 to 2 months 2 to 3 months 3 to 6 months 6 months to 1 year Over 1 year and upto 3 years Over 3 year and upto 5 years Over 5 years Total Deposits (with banks) 29,776.93 22,587.93 54,965.11 449.20 2,288.07 2,095.12 5,192.34 6,841.63 180.00 - 1,24,376.33 Advances (Micro Finance Portfolio) 4,343.36 7,238.93 17,373.44 22,095.56 22,260.19 64,628.43 1,16,364.27 1,34,862.98 44,230.46 - 4,33,397.62 Advances (Other than Micro Finance) 234.73 391.21 938.91 1,391.69 1,257.81 3,531.99 5,442.15 6,870.90 3,560.42 - 23,619.81 Investments - - - - - - - - - - - Borrowings 5,006.19 9,248.83 13,773.13 22,046.23 20,142.72 67,654.88 1,34,998.66 1,37,055.15 25,100.00 2,500.00 4,37,525.79 Foreign Currency assets - - - - - - - - - - - Foreign Currency liabilities - - - - - - - - - - - Maturity pattern of assets and liability as on March 31, 2021 Notes: 1. The above borrowings and deposits excludes accrued interest. 2. The advances comprise of loan portfolio and does not include interest accrued and other Ind AS adjustments. 3. The above information has been considered as per the Asset Liability Management (ALM) Report compiled by the management and reviewed by the ALM Committee. 4. Advances and borrowings are adjusted for moratorium. 5. The Company is capable of meeting its liabilities existing as on March 2022 as and when they fall due within the period of one year from March 31, 2022.