Arohan Financial Services Limited | Annual Report 2021-22

Financials | 211 Annual Report | 2021-2022 Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March, 2022 (Contd.) (All amounts in ` lakhs unless otherwise stated) (2) Break-up of (1)(f) above (Outstanding public deposits inclusive of interest accrued thereon but not paid): As at 31 March 2022 As at 31 March 2021 Amount outstanding Amount overdue Amount outstanding Amount overdue (a) In the form of unsecured debentures - - - - (b) In the form of partly secured debentures i.e. debentures where there is a shortfall in the value of security - - - - (c) Other public deposits - - - - Note 46:Additional disclosures pursuant toPara 19 ofMasterDirections - Non-Banking Financial Company - Systemically Important Non-Deposit taking company and Deposit taking company (Reserve Bank) Directions, 2016. Liabilities side: (1) Loans and advances availed by the non-banking financial company inclusive of interest accrued thereon but not paid (*): As at 31 March 2022 As at 31 March 2021 Amount outstanding Amount overdue Amount outstanding Amount overdue (a) Debentures - Secured 28,410.70 - 1,00,958.62 - Unsecured 33,584.40 - 13,587.26 - (other than falling within the meaning of public deposits) (b) Deferred Credits - - - - (c) Term Loans Secured 2,22,730.81 - 3,19,758.72 - Unsecured 10,106.42 - 7,580.49 - (d) Inter-corporate loans and borrowing (e) Commercial Paper - - - (f) Public Deposits - (g) Other Loans (working capital loan and securitisation liability) 1,19,432.20 - 973.16 - (*) The above figure excludes adjustments of loan processing fees Assets side: Figures of loans and advances also includes accrued interest, unamortised loan processing fees, unamortised acquisition costs and are based on Ind AS numbers. (3) Break up of loans and advances: As at 31 March 2022 As at 31 March 2021 a) Secured, gross 9,405.09 15,808.73 b) Unsecured, gross 4,05,431.73 4,47,775.95 Total 4,14,836.82 4,63,584.68