Arohan Financial Services Limited | Annual Report 2021-22

208 | Annual Report | 2021-2022 Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March, 2022 (Contd.) (All amounts in ` lakhs unless otherwise stated) Name of Directors As at 31 March 2022 As at 31 March 2021 A. Director's commission Dinesh Kumar Mittal 25.00 - Matangi Gowrishankar 15.00 - Rajat Mohan Nag 10.00 - Sumantra Banerjee 10.00 - B. Sitting fees: Dinesh Kumar Mittal 3.20 4.80 Matangi Gowrishankar 6.40 8.00 Rajat Mohan Nag 6.20 7.40 Sumantra Banerjee 7.20 8.40 C) Concentration of Advances, Exposures and NPAs As at 31 March 2022 As at 31 March 2021 a) Concentration of Advances Total Advances to twenty largest borrowers 9,030.67 15,277.80 Percentage of advances to twenty largest borrowers to total advances 2.16% 3.26% b) Concentration of Exposures Total exposure to twenty largest borrowers/customers 10,905.67 16,977.80 Percentage of exposures to twenty largest borrowers/customers to total exposure 2.57% 3.62% c) Concentration of NPAs Total exposure to top four NPA accounts 191.94 227.21 Note 46: Additional disclosures pursuant to the RBI Master Direction RBI/DNBR/2016-17/45 Master Direction DNBR. PD. 008/03.10.119/2016-17 (Contd.) vii) Miscellaneous (Contd.) E) Remuneration including sitting fees of Directors (other than Managing Director) (refer note 45) Break up of ‘provisions and contingencies’ shown under the head expenditure in Statement of Profit and Loss As at 31 March 2022 As at 31 March 2021 Provision towards standard assets (5,015.51) 28,207.30 Provision towards non performing assets (*) (19,944.14) 19,959.84 Provision made towards Income tax (including for earlier period and deferred tax) 2,199.07 (5,784.39) Other provisions and contingencies (employee benefits) 311.19 365.56 viii) Additional Disclosures A) Provisions and Contingencies (*) Does not include provision on accrued NPA interest as the same is netted off in income. B) Draw Down from Reserves There have been no instances of draw down from reserves by the Company during the current and previous year.