Arohan Financial Services Limited | Annual Report 2021-22

In FY2022-23, our key focus areas will be to continue our efforts on strengthening our portfolio quality, be the best in the markets in which we operate, grow our credit portfolio outstanding with the positive RBI regulations, strive to get Assam portfolio back on track with AMFIRS 2021 initiative, and complete our growth capital raise between internal and external rounds. I wish to profusely thank our Government for its focus on Financial Inclusion, the Reserve Bank of India for its progressive policies, our investors and lenders for their continued support, our esteemed Board for their guidance, MFIN - our SRO, for building credibility for the sector, our Promoter group - Aavishkaar, for their credibility and understanding in the space, our 7,000 plus employees for their hard work and dedication and last but surely not the least our nearly 19 Lakh borrowers for trusting us to serve them with our products and services. With good wishes for a great year ahead, Manoj Kumar Nambiar Managing Director, Arohan Financial Services Limited 17 Annual Report | 2021-2022 Managing Director’s Address