Arohan Financial Services Limited | Annual Report 2021-22

Financials | 173 Annual Report | 2021-2022 Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March, 2022 (Contd.) (All amounts in ` lakhs unless otherwise stated) (#) Terms of repayment of debt securities, other borrowings and subordinated liabilities as on 31 March 2022 are as follows: (*) This represents securitised liability. Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount Monthly Up to 9% 53 19,979.21 28 4,697.03 12 1,818.08 - - - - 26,494.32 9% to 12% 261 64,567.56 102 23,242.59 29 9,333.33 - - - - 97,143.48 12% to 15% - - - - - - - - 1 2,500.00 2,500.00 Bi-monthly 9% to 12% - - - - 6 4,500.00 - - - - 4,500.00 Quarterly Up to 9% 2 485.68 - - - - - - - - 485.68 9% to 12% 65 48,451.70 41 30,647.31 12 1,966.64 4 800.00 - - 81,865.65 Semi-annually 9% to 12% 10 7,077.00 5 2,780.00 1 750.00 - - - - 10,607.00 12% to 15% - - 2 3,250.00 1 3,250.00 - - - - 6,500.00 Annually 9% to 12% 1 830.00 2 3,340.00 - - - - - - 4,170.00 Bullet Up to 9% 6 5,163.64 3 14,900.35 - - - - - - 20,063.99 9% to 12% 1 1,000.00 - - - - 3 15,000.00 2 22,500.00 38,500.00 On demand Variable rates - 9,358.26 - - - - - - - - 9,358.26 Monthly (*) 10% 146 1,00,206.30 28 9,616.33 - - - - - - 1,09,822.63 Total 2,57,119.35 92,473.61 21,618.05 15,800.00 25,000.00 4,12,011.01 Notes: All the above repayments disclosed as per the contractual maturities of debt securities, borrowings other than debts securities and subordinate liabilities as gross carrying value. There have been no defaults in repayment of debentures or any instalments of term loan taken from banks and others. (#) Terms of repayment of debt securities, other borrowings and subordinated liabilities as on 31 March 2021 are as follows: Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount No. of instalments Amount Monthly Up to 9% 40 7,446.00 21 2,979.17 12 1,666.67 - - - - 12,091.84 9% to 12% 393 84,881.81 166 42,596.43 7 470.96 - - - - 1,27,949.20 12% to 15% 11 4,583.33 - - - - - - - - 4,583.33 Bi-monthly 9% to 12% - - - - - - 6 4,500.00 - - 4,500.00 Quarterly Up to 9% 7 8,916.64 1 485.68 - - - - - - 9,402.32 9% to 12% 119 1,00,210.43 53 35,424.26 23 10,242.85 4 800.00 4 800.00 1,47,477.54 Semi-annually 9% to 12% 14 13,727.00 10 7,077.00 5 2,780.00 1 750.00 - - 24,334.00 12% to 15% - - - - 2 3,250.00 1 3,250.00 - - 6,500.00 Annually 9% to 12% 1 830.00 1 830.00 2 3,340.00 - - - - 5,000.00 Bullet Up to 9% 12 3,636.36 12 3,636.36 4 1,212.12 - - - - 8,484.84 9% to 12% 27 47,665.91 6 5,163.64 3 14,900.00 - - - - 67,729.55 12% to 15% - - 1 1,000.00 - - - - 4 17,500.00 18,500.00 On demand Variable rates - 973.17 - - - - - - - - 973.17 Total 2,72,870.65 99,192.54 37,862.60 9,300.00 18,300.00 4,37,525.79