Arohan Annual Report FY 20-21

KETAN AGRAWAL Ketan Agrawal is a Deputy Vice President - Heads the Accounts Department of Arohan. He has over 18 years of experience in the field of Corporate Accounting. Ketan has in-depth knowledge and expertise in Corporate, Business, Banking & Receivable Accounting and RBI Compliances. He joins the Company from Magma Fincorp Limited where he was AVP - Core Accounting. His previous work experience includes years at Tulip Telecom Private Limited, Birla Corporation Ltd and Ashok Leyland Finance Limited. Ketan is a Chartered Accountant with Information & System Auditor. RAJESH KUMAR Rajesh Kumar is a Vice President -Deputy Business Head, supervising operations for Zone 2 of Bihar & Jharkhand, Zone 5 of Uttar Pradesh, and Zone 6 of Madhya Pradesh & Chhatisgarh of Arohan’s operational geographies. He has over 18 years of diversified experience spanning Retail and Banking Functions, Microfinance Operations, and Consulting activities. Rajesh joins Arohan from Jana Small Finance Bank. In his long career, he has also worked with Share Microfin Ltd, Intellecash Ltd, Reliance Capital, ICICI Bank and Basix. Rajesh is a gold medalist MBA in Rural Management from Institute of Rural Management, Anand (IRMA) and has also completed a one-year Post Graduate Executive Program in Applied Finance from IIM Calcutta. JOYANTA BAKALI Joyanta Bakali is a Vice President - Deputy Business Head and currently handles the largest portfolio in Arohan, supervising operations for Zone 1 of Bengal, VINOD PANDEY Vinod Pandey is a Deputy Vice President – Head of Central Operations of Arohan. Vinod is a seasoned professional with 17 years of diverse experience in Livelihood Development, Rural Marketing, Life Insurance, and Microfinance Industry. He has worked with reputed organisations such as International Development Enterprise (India), Max New York Life, Kotak Life and L&T Finance. Vinod has completed Post Graduate Diploma in Rural Management from XISS, Ranchi, and Advance Diploma in Business Management, ICFAI. Zone 3 of Assam, Tripura and Meghalaya, and Zone 4 of Odisha Arohan’s operational geographies. Joyanta joined Arohan in June 2007. He was instrumental in conceptualizing designing and successfully launching the “Bazaar” Loan product in the year 2008. With its launch, Bazaar created a revolution in the microfinance space as being the first product that catered to the needs of our male clients too. Joyanta is a microfinance veteran and has over 15 years of working experience in the sector. Joyanta is in charge of Circle 1, our biggest Circle (portfolio, customer base wise). Joyanta holds a Post Graduate Diploma in Business Management from IMT Ghaziabad. Management Profile 29