Arohan Annual Report FY 20-21

Name Maximum Amount of Loan / Credit Limit / Insurance Coverage Loan Tenure Tatkal Loan INR 18,000 12 Months Sanitation Loan INR 15,100 12-24 Months Cross-Sell Products INR 20,000 3-18 Months SECONDARY PRODUCTS OTHER PRODUCTS Product Category Name of Loan/ Product Maximum Amount of Loan / Credit Limit / Insurance Coverage Term(Months/Week) Insurance (offered through tie-ups with certain Indian insurance companies) Term Life Insurance Coverage is equal to loan amount disbursed to customer Loan Term + 2 Months Insurance (offered through tie-ups with certain Indian insurance companies) Health Insurance (including COVID-19 policies) INR 500/ INR 1,000/ INR 1,500 per day up to 30 days. INR 1,000/ INR 2,000/ INR 3,000 day for ICU hospitalisation up to 20 days. Riders include Critical Illness benefit of INR 50,000 and Personal Accident benefit of INR 100,000 or INR 200,000 12/24 Months Insurance (offered through tie-ups with certain Indian insurance companies) Health Insurance (including COVID-19 policies) INR 25,000 base policy cash benefit for hospitalisation due to COVID-19 12 Months Loans to Small MFIs Term Loans INR 250 million 12-36 Months Company Overview Customers have the option of outright purchase or purchase with additional credit 19