Arohan Annual Report FY 20-21

Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March 2021 (Contd.) Note 55: Disclosures of liquidity coverage ratio (LCR) Sl No. Particulars As on 30 June 2020 As on 30 September 2020 As on 31 December 2020 As on 31 March 2021 Total Unweighted Value (average) Total Weighted Value (average) Total Unweighted Value (average) Total Weighted Value (average) Total tUnweighted Value (average) Total Weighted Value (average) Total Unweighted Value (average) Total Weighted Value (average) High Quality Liquid Assets 1 High Quality Liquid Assets (HQLA) (i) Cash Balance 291.69 291.69 332.35 332.35 196.02 196.02 171.55 171.55 (ii) Cash on Bank 9,026.44 9,026.44 10,149.49 10,149.49 8,448.15 8,448.15 9,278.90 9,278.90 (iii) Un encumbered demand deposits with scheduled commercial Bank 45,888.12 45,888.12 104,206.00 104,206.00 119,234.00 119,234.00 106,310.99 106,310.99 Total High Quality Liquid Assets (HQLA) 55,206.25 55,206.25 114,687.84 114,687.84 127,878.17 127,878.17 115,761.44 115,761.44 Cash Outflows 2 Deposits (for deposit taking companies) - - - - - - - - 3 Unsecured wholesale funding - - - - - - - - 4 Secured wholesale funding - - - - - - - - 5 Additional requirements, of which (i) Outflows related to derivative exposures and other collateral requirements - - - - - - - - (ii) Outflows related to loss of funding on debt products - - - - - - - - (iii) Credit and liquidity facilities 36,278.41 41,720.18 28,883.36 33,215.86 36,628.59 42,122.88 33,360.60 38,364.69 6 Other contractual funding obligations 4,956.25 5,699.69 5,488.00 6,311.21 5,161.98 5,936.27 3,001.10 3,451.27 7 Other contingent funding obligations - - - 250.00 287.50 300.00 345.00 8 TOTAL CASH OUTFLOWS 41,234.66 47,419.87 34,371.36 39,527.07 42,040.57 48,346.65 36,661.70 42,160.96 Cash Inflows 9 Secured lending 10 Inflows from fully performing exposures 42,955.14 32,216.36 21,200.13 15,900.10 33,012.82 11 Other cash inflows 1,103.40 827.55 1,117.80 838.35 1,070.38 802.79 648.07 486.05 12 TOTAL CASH INFLOWS 1,103.40 827.55 44,072.94 33,054.71 22,270.51 16,702.89 33,660.89 25,245.67 Total Adjusted Value Total Adjusted Value Total Adjusted Value Total Adjusted Value 13 TOTAL HQLA 55,206.25 114,687.84 127,878.17 115,761.44 14 TOTAL NET CASH OUTFLOWS 46,592.32 9,881.77 31,643.76 16,915.29 15 LIQUIDITY COVERAGE RATIO (%) 118% 1161% 404% 684% Financial 185