Arohan Annual Report FY 20-21

Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March 2021 (Contd.) Note 53: Asset Liability Management Financial Maturity pattern of assets and liability as on 31 March 2021 Maturity pattern of assets and liability as on 31 March 2020 Particulars 1 to 7 days 8 to 14 days 15 to 30/31 days 1 to 2 months 2 to 3 months 3 to 6 months 6 months to 1 year Over 1 year and upto 3 years Over 3 year and upto 5 years Over 5 years Total Deposits (with banks) 4,072.88 - 253.41 466.10 842.82 641.44 3,865.26 8,177.77 50.00 - 18,369.68 Advances (Micro Finance Portfolio) - - - 325.90 - 35,762.61 166,204.59 208,945.50 8,790.07 - 420,028.67 Advances (Other than Micro Finance) 70.37 132.30 78.82 175.05 241.83 3,501.14 12,165.77 11,284.40 1,348.89 - 28,998.57 Investments - - - - - - - - - - - Borrowings 7,511.09 2,427.65 4,482.86 8,247.35 20,134.35 65,136.07 118,381.03 159,112.99 15,590.49 17,500 418,523.88 Foreign Currency assets - - - - - - - - - - - Foreign Currency liabilities - - - - - - - - - - - v Notes: 1. The above borrowings and deposits excludes accrued interest. 2. The advances comprise of loan portfolio and does not include interest accrued and other Ind AS adjustments. 3. The above information has been considered as per the Asset Liability Management (ALM) Report compiled by the management and reviewed by the ALM Committee. 4. Advances and borrowings are adjusted for moratorium. Particulars 1 to 7 days 8 to 14 days 15 to 30/31 days 1 to 2 months 2 to 3 months 3 to 6 months 6 months to 1 year Over 1 year and upto 3 years Over 3 year and upto 5 years Over 5 years Total Deposits (with banks) 29,776.93 22,587.93 54,965.11 449.20 2,288.07 2,095.12 5,192.34 6,841.63 180.00 - 124,376.33 Advances (Micro Finance Portfolio) 4,343.36 7,238.93 17,373.44 22,095.56 22,260.19 64,628.43 116,364.27 134,862.98 44,230.46 - 433,397.62 Advances (Other than Micro Finance) 234.73 391.21 938.91 1,391.69 1,257.81 3,531.99 5,442.15 6,870.90 3,560.42 - 23,619.81 Investments - - - - - - - - - - - Borrowings 5,006.19 9,248.83 13,773.13 22,046.23 20,142.72 67,654.88 134,998.66 137,055.15 25,100.00 2,500.00 437,525.79 Foreign Currency assets - - - - - - - - - - - Foreign Currency liabilities - - - - - - - - - - - 183