Arohan Annual Report FY 20-21

Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March 2021 (Contd.) Terms of repayment of debt securities, other borrowings and subordinated liabilities as on 31 March 2021 are as follows: (#) Terms of repayment of debt securities, other borrowings and subordinated liabilities as on 31 March 2020 are as follows: (#) Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of installments Amount No. of installments Amount No. of installments Amount No. of installments Amount No. of installments Amount Monthly Up to 9% 40 7,446.00 21 2,979.17 12 1,666.67 - - - - 12,091.84 9% to 12% 393 84,881.81 166 42,596.43 7 470.96 - - - - 127,949.20 12% to 15% 11 4,583.33 - - - - - - - - 4,583.33 Bi-monthly 9% to 12% - - - - - - 6 4,500.00 - - 4,500.00 Quarterly Up to 9% 7 8,916.64 1 485.68 - - - - - - 9,402.32 9% to 12% 119 100,210.43 53 35,424.26 23 10,242.85 4 800.00 4 800.00 147,477.54 Semi-annually 9% to 12% 14 13,727.00 10 7,077.00 5 2,780.00 1 750.00 - - 24,334.00 12% to 15% - - - - 2 3,250.00 1 3,250.00 - - 6,500.00 Annually 9% to 12% 1 830.00 1 830.00 2 3,340.00 - - - - 5,000.00 Bullet Up to 9% 12 3,636.36 12 3,636.36 4 1,212.12 - - - - 8,484.84 9% to 12% 27 47,665.91 6 5,163.64 3 14,900.00 - - - - 67,729.55 12% to 15% - - 1 1,000.00 - - - - 4 17,500.00 18,500.00 On demand Variable rates - 973.17 - - - - - - - - 973.17 Total 272,870.65 99,192.54 37,862.60 9,300.00 18,300.00 437,525.79 Repayment Interest rate range Due within 1 year Due within 1 to 2 years Due within 2 to 3 years Due within 3 to 4 years Due after 4 years Total Amount No. of installments Amount No. of installments Amount No. of installments Amount No. of installments Amount No. of installments Amount Monthly Up to 9% 21 3,884.00 7 1,446.00 - - - - - - 5,330.00 9% to 12% 425 76,658.77 250 51,112.66 80 19,058.57 4 273.82 - - 147,103.82 12% to 15% 12 5,000.00 11 4,583.33 - - - - - - 9,583.33 Quarterly 9% to 12% 190 96,061.06 87 44,920.90 25 13,707.55 1 166.68 - - 154,856.19 Semi-annually 9% to 12% 12 17,971.00 12 13,367.00 8 6,717.00 3 2,000.00 1 750.00 40,805.00 Bullet 9% to 12% 14 20,125.00 1 3,200.00 - - 2 12,400.00 - - 35,725.00 12% to 15% - - - - 1 1,000.00 - 4 17,500.00 18,500.00 On demand Variable rates - 5,953.93 - - - - - - - - 5,953.93 Monthly (*) 14% 8 666.61 - - - - - - 666.61 Total 226,320.37 118,629.89 40,483.12 14,840.50 18,250.00 418,523.88 (*) This represents securitisation liability. There have been no defaults in repayment of debentures or any installments of term loan taken from banks and others. These are contractual payments (without EIR adjustments) Financial 153