Arohan Annual Report FY 20-21

Arohan Financial Services Limited Summary of significant accounting policies and other explanatory information for the year ended 31 March 2021 (All amounts in INR lakhs unless otherwise stated) Note 4: Cash and cash equivalents As at 31 March 2021 As at 31 March 2020 Cash on hand 171.55 365.29 Balances with banks -Balance with banks in current accounts 9,278.90 64,586.40 -Deposits for original maturity of less than 3 months 106,351.30 3,906.62 Total 115,801.75 68,858.31 Note 5: Other bank balances As at 31 March 2021 As at 31 March 2020 Deposits with remaining maturity of more than 3 months but less than 12 months 9.86 401.45 Deposits with remaining maturity of more than 12 months 6.32 - Balance with banks and financial institutions to the extent held as margin money deposits against borrowings and guarantees [Refer Note (a) below] - with maturity less than 3 months 298.66 - - with maturity more than 3 months but less than 12 months 11,619.67 6,113.79 - with maturity more than 12 months 7,314.91 8,650.35 Total 19,249.42 15,165.59 Note 6: Trade receivables (at amortised cost) As at 31 March 2021 As at 31 March 2020 Unsecured, considered good 113.67 500.26 Less: Impairment allowance - - Total 113.67 500.26 (a) The deposits are under lien as security against term loans and overdraft facilities availed, assets securitised, business correspondent services, etc as below: Particulars As at 31 March 2021 As at 31 March 2020 Term loans from banks and financial Institutions 18,661.50 14,221.17 Overdraft facilities 65.55 53.01 Partnership arrangements (as business correspondent) 506.19 489.96 Total 19,233.24 14,764.14 Financial 145