our products
What We Do
Core Products
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Our range of financial products is designed to cater to the diverse needs of our customers. As of April 1, 2022, our minimum, maximum and average interest rates charged on loans can be viewed HERE |
| Name | Customer Profile | Loan Size | Rate of Interest | Loan Tenure |
|---|---|---|---|---|
 Saral |
Catering to women residing in low income areas, generally involved in trade & services. |  INR 10,000 - 50,000 |
24% |  12 - 24 months |
 Bazaar |
Loans to address the working capital needs of small businesses operating out of authorised market places or clusters of shops organised under a traders association. Includes predominantly male customers. |  INR 15,000 - 50,000 |
26% |  12 - 24 months |
SECONDARY PRODUCTS
| Name | Maximum Amount of Loan / Credit Limit / Insurance Coverage |
Rate of Interest | Loan Tenure |
|---|---|---|---|
| Tatkal Loan | INR18,000.00 | 24 % | 12 Months |
| Sanitation Loan | INR15,100.00 | 22 % | 12-24 Months |
| Cross-Sell Products | INR20,000.00 | 24 % | 3-18 Months |
OTHER PRODUCTS
| Product Category | Name of Loan/Product | Maximum Amount of Loan / Credit Limit / Insurance Coverage |
Interest Rate(%) | Term(Months/Week) |
|---|---|---|---|---|
| Insurance (offered through tie-ups with certain Indian insurance companies) | Term Life Insurance | Coverage is equal to loan amount disbursed to customer | NA | Loan Term + 2 Months |
| Insurance (offered through tie-ups with certain Indian insurance companies) | Health Insurance (including COVID-19 policies) | ₹500.00/ ₹1,000.00/ ₹1,500.00 per day for normal hospitalisation up to 30 days and ₹1,000.00/ ₹2,000.00/ ₹3,000.00 day for ICU hospitalisation up to 20 days in a year Riders include Critical Illness benefit of ₹50,000.00 and Personal Accident benefit of ₹100,000.00 or ₹200,000.00 |
NA | 12/24 Months |
| Insurance (offered through tie-ups with certain Indian insurance companies) | Health Insurance (including COVID-19 policies) | ₹25,000.00 base policy cash benefit for hospitalisation due to COVID-19 | NA | 12 Months |
| Loans to Small MFIs | Term Loans | ₹250,00 million | 14.5% to 22% | 12-36 Months |
Get In Touch
PTI Building, 4th Floor,
DP-9, Sector V, Salt Lake,
Kolkata 700 091
Phone: +91 33 40156000