Business Loans

No securities and collaterals.

Funds required for a relatively shorter period of time

Business needs the money real fast and with minimal documentation within 3 – 5 days

You need flexible eligibility norms based on annual turnover or cash profits as opposed to reported income or profits

Need for Unsecured Business Loans :

  • Purchase of stock (raw material and finished goods)
  • Payment to creditors
  • Financing of debtors
  • For keeping cash to meet day to day operating expenses
  • Short term debt repayment
  • Purchase of new or old equipment
  • Investing in purchase or renovation of office/factory/godown or other business premises

Avail Funds From ₹5 Lakh - ₹ 25 Lakhs **

  • With Business Loans, you are eligible for credit of up to INR 25 Lakhs, ensuring that you’re never too short of funds for your business.

Customised Credit Criteria

  • We customize the credit underwriting parameters as per the business being evaluated. Clients can get loans basis purely their credit worthiness, financial strength and business vintage. Else they may also avail of loans basis their business banking purely

A Quick, Hassle-Free Application Procedure

  • Just fill in your details and scan the necessary documents to our representative. We will take it forward from there.

Eligibility Criteria:

  • Minimum business track record of 3 years with ITR and proof of business existence
  • Minimum turnover of Rs 1 crore
  • Profit making entity for the last 2 yrs.
  • Acceptable CIBIL and repayment history.

Documents Required

  • 1 yr business bank statement in PDF format of all banks.
  • PAN Card
  • Address proof (Residential and business) – Passport, Voter’s id, rent agreement, Adhaar card. Shops & Est. License, Utility Bill, residence ownership proof.
  • GST / VAT certificate of the business.
  • 2 yrs complete financials with schedules***

How to apply

  • Click on ‘Apply Now’.
  • Fill in the Sign Up form. This takes less than 10 minutes.
  • Our representative from the respective city / location will get in touch with you.
  • Submit scanned or PDF documents.

Get In Touch

PTI Building, 4th Floor,
DP-9, Sector V, Salt Lake,
Kolkata 700 091

Phone: +91 33 40156000

We would love to get in touch with you and send you exclusive offers, information and newsletters by email, post, SMS, phone and other electronic means. We'll always treat your personal details with the utmost care and will never share them with other companies for marketing purposes.